Medical Insurance
Morrison Education Group is pleased to offer our eligible employees and their covered dependents a choice of quality medical plans:
Where To Go For Care:
When you re feeling sick or are injured, there are several places you can go for medical care:
- a doctor s office
- Virtual Medicine
- an urgent care center
- a retail health clinic
- the emergency room
Your primary care doctor should be your first call in non-emergency situations. Your doctor knows you and your health history, including what medications you are taking and what chronic conditions might need to be considered in your treatment. Plus, the co-pay for a visit to your doctor s office will cost far less than a trip to the emergency room.
If you can t reach your doctor or need care outside of regular office hours, a virtual visit with your telemedicine provider is a great alternative option since they are open and avaiable 24/7. Urgent care centers and retail health clinics are your next options. Retail health clinics are walk-in clinics found in many large pharmacies and retail stores. They are both staffed by nurse practitioners and physician assistants and are designed to treat simple conditions, like cold and flu, ear infections and skin conditions.
Emergency rooms are designed to treat urgent, acute and life threatening conditions and aren t the place for routine care or minor ailments. If you feel you are dealing with a health emergency, call 911 or go to the emergency room right away.
EOB stands for Explanation of Benefits.
This is a document sent to you by your insurance administrator to let you know that a claim has been processed.
The most important thing to remember is that an EOB is NOT a bill, and you should not pay an in-network provider without receiving a matching EOB.
An EOB lets you know which healthcare provider has filed a claim on your behalf, what it was for, whether it was approved, and for how much.
You should always review your EOB to make sure it is correct.
- Plan Summaries
- SBCs
- Flyers (telemedicine, care management, mobile app, member portal, etc.)
Medical Benefits
Policy & Contact Info
